Finality for a (re)insurance company can only come about when either all original liabilities are extinguished (see box) or the discontinued portfolio is sold/transferred to another company. Hampden has assisted clients with both these routes to finality, and have developed a profit sharing formula for the latter case. With this particular product the seller’s potential concern for the remaining underlying profitability in a discontinued portfolio can be alleviated, which can assist in deciding on the correct approach to deal with the run-off.

Hampden is experienced in all types of finality solutions and is willing to tailor-make the approach to suit the needs of any client. We are interested in purchasing companies or portfolios of business in or from virtually any territory.