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Within the EU it is possible to transfer insurance portfolios from one insurer to another thanks to the so-called European passport. Such a transfer will be recognised throughout the EU without the need for any further filings or procedures, and is relatively simple to perform. It has the effect of legally changing the identity of the risk carrier in the same way as a novation, but without requiring the consent of each individual policyholder/creditor in most cases.

The most relevant criterium from risk management and regulatory perspective is that Hampden should have enough capital available to accept a portfolio transfer. An actuarial analysis of the portfolio in transfer and a due diligence will therefore be performed. To realise a successful transition a well tried acquisition procedure will be followed. We have gained profound knowledge and experience over the last decades to be able to complete these transfers to the satisfaction of the involved parties. Important to notice that the legal effects following a portfolio transfer can differ between jurisdictions outside the EU.

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Hampden Insurance Group B.V.
's-Gravenweg 431
3065 SC Rotterdam
The Netherlands

Reg No Chamber of Commerce
Rotterdam: 24 36 97 82
VAT Nr: 81 37 69 073

+31 (0) 10 212 1000

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